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Review our complete checklist and take the necessary steps to be prepared for all the business that will be coming your way through the end of the year. Many carriers offer discounts on AHIP training. You must login to their agent portal to take advantage of the discount and complete your training.
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AEP & Carrier Checklists
AEP & Carrier Checklists
Checklist Review
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What can your clients do during the Medicare Annual Enrollment Period?
Complete Contracting
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In need of a marketing piece? Reach out to your clients and prospects with a customized AEP fact sheet.
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✓ Change from Original Medicare to a Medicare Advantage plan (or vice versa)
✓ Switch from one Medicare Advantage plan to another Medicare Advantage plan
✓ Switch from a Medicare Advantage plan that doesn't have drug coverage to one that does offer drug coverage (or vice versa)
✓ Join a Medicare Prescription Drug Plan (PDP)
✓ Switch from one Prescription Drug Plan (PDP) to another PDP
✓ Drop Medicare Prescription Drug coverage completely
✓ Switch from one Medicare Advantage plan to another Medicare Advantage plan
✓ Switch from a Medicare Advantage plan that doesn't have drug coverage to one that does offer drug coverage (or vice versa)
✓ Join a Medicare Prescription Drug Plan (PDP)
✓ Switch from one Prescription Drug Plan (PDP) to another PDP
✓ Drop Medicare Prescription Drug coverage completely
When Taking a Medicare Supplement Application Be Sure to Pay Attention to the Following:
Type of application - AEP doesn’t mean the application is automatically Open Enrollment or Guaranteed Issue.
Open enrollment applies only to persons who are first enrolling in Medicare Part B or turning age 65.
Guaranteed Issue applies only to Medicare beneficiaries who are losing (or disenrolling) in their current health care coverage under a qualifying Guaranteed Issue provision and these applications must include proof of credible coverage which supports the qualifying Guaranteed Issue event. (Guaranteed Issue provisions vary by state; if in doubt, call underwriting before taking a Guaranteed Issue application. And, don’t forget to attach the proof of credible coverage to the application.)
Underwritten applies to all other applications, where the applicant must answer all of the health questions.
Proof of credible coverage is required for all Guaranteed Issue applications and must be attached to the application (including an e-App). The document must be from each applicant’s current health insurer, include each insured’s name, and include the date each applicant’s current coverage will end.
Correct Medicare ID Number and Social Security Number – Record the Medicare ID number exactly as it is shown on the applicant’s Medicare ID card; don’t assume these numbers are always the same.
Open enrollment applies only to persons who are first enrolling in Medicare Part B or turning age 65.
Guaranteed Issue applies only to Medicare beneficiaries who are losing (or disenrolling) in their current health care coverage under a qualifying Guaranteed Issue provision and these applications must include proof of credible coverage which supports the qualifying Guaranteed Issue event. (Guaranteed Issue provisions vary by state; if in doubt, call underwriting before taking a Guaranteed Issue application. And, don’t forget to attach the proof of credible coverage to the application.)
Underwritten applies to all other applications, where the applicant must answer all of the health questions.
Proof of credible coverage is required for all Guaranteed Issue applications and must be attached to the application (including an e-App). The document must be from each applicant’s current health insurer, include each insured’s name, and include the date each applicant’s current coverage will end.
Correct Medicare ID Number and Social Security Number – Record the Medicare ID number exactly as it is shown on the applicant’s Medicare ID card; don’t assume these numbers are always the same.
