AEP & Carrier Checklists
AEP & Carrier Checklists
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Checklist Review
Complete ContractingIf you need to finish any contracting you may have started, complete it and add and review any carriers you wish to add.
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Complete AHIP TrainingBe sure to complete your AHIP training. Many carriers offer discounts, but you must access the training through the carriers' agent websites.
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Complete Product TrainingLogin to agent sites and complete all product training. You will get notified by the carrier when you’re eligible to being selling their products. Watch your Inbox carefully.
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Access Resource for RatesLogin to our online quoting tool, Resource for Rates if you haven’t used it in a while, and be sure to download our app from the App Store or Google Play.
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Review Electronic AppsFamiliarizing yourself with electronic applications now (before the rush) will make them much easier to complete. Download carrier e-App training guides.
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Order Carrier SuppliesOrder any supplies you may need (marketing materials, paper apps to have on hand, brochures, etc.) from your carriers.
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What can your clients do during the Medicare Annual Enrollment Period?
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1. Change from Original Medicare to a Medicare Advantage plan (or vice versa)
2. Switch from one Medicare Advantage plan to another Medicare Advantage plan 3. Switch from a Medicare Advantage plan that doesn't have drug coverage to one that does offer drug coverage (or vice versa) |
4. Join a Medicare Prescription Drug Plan (PDP)
5. Switch from one Prescription Drug Plan (PDP) to another PDP 6. Drop Medicare Prescription Drug coverage completely |
Reach out to your clients and prospects with customized AEP fact sheets and social media graphics.
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When Taking a Medicare Supplement Application Be Sure to Pay Attention to the Following:
Type of application - AEP doesn’t mean the application is automatically Open Enrollment or Guaranteed Issue.
Open enrollment applies only to persons who are first enrolling in Medicare Part B or turning age 65.
Guaranteed Issue applies only to Medicare beneficiaries who are losing (or disenrolling) in their current health care coverage under a qualifying Guaranteed Issue provision and these applications must include proof of credible coverage which supports the qualifying Guaranteed Issue event. (Guaranteed Issue provisions vary by state; if in doubt, call underwriting before taking a Guaranteed Issue application. And, don’t forget to attach the proof of credible coverage to the application.)
Underwritten applies to all other applications, where the applicant must answer all of the health questions.
Proof of credible coverage is required for all Guaranteed Issue applications and must be attached to the application (including an e-App). The document must be from each applicant’s current health insurer, include each insured’s name, and include the date each applicant’s current coverage will end.
Correct Medicare ID Number and Social Security Number – Record the Medicare ID number exactly as it is shown on the applicant’s Medicare ID card; don’t assume these numbers are always the same.
Open enrollment applies only to persons who are first enrolling in Medicare Part B or turning age 65.
Guaranteed Issue applies only to Medicare beneficiaries who are losing (or disenrolling) in their current health care coverage under a qualifying Guaranteed Issue provision and these applications must include proof of credible coverage which supports the qualifying Guaranteed Issue event. (Guaranteed Issue provisions vary by state; if in doubt, call underwriting before taking a Guaranteed Issue application. And, don’t forget to attach the proof of credible coverage to the application.)
Underwritten applies to all other applications, where the applicant must answer all of the health questions.
Proof of credible coverage is required for all Guaranteed Issue applications and must be attached to the application (including an e-App). The document must be from each applicant’s current health insurer, include each insured’s name, and include the date each applicant’s current coverage will end.
Correct Medicare ID Number and Social Security Number – Record the Medicare ID number exactly as it is shown on the applicant’s Medicare ID card; don’t assume these numbers are always the same.