We offer an array of insurance products to assist our agents in providing complete solutions for their clients.
Medicare Products
Medicare SupplementMedicare Supplements are offered through private insurance companies and they help cover hospital and medical costs that original Medicare doesn't cover.
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Medicare AdvantageMedicare Advantage plans also known as Part C, are offered by private companies approved by Medicare.
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Part DMedicare Part D is a voluntary prescription drug benefit for people with Medicare, provided through private plans approved by the federal government.
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Hybrid, Life & Annuity Products
AnnuitiesTraditional retirement strategies may not be enough with life expectancies increasing. With annuities, your client decides when to begin receiving income. Annuities can help provide stability for your client's portfolio and make their portfolio more tax-efficient.
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Final ExpenseFinal Expense products offer your clients peace of mind. Covering funeral expenses or providing emergency cash when a family member is critically ill eases the financial burdens.
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Simplified TermSimplified Issue Term Insurance is life insurance that requires very few medical questions on the application. It's a policy that is in effect for a specified amount of time, unlike whole life.
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Long & Short-term Care Products
Long-term CareLong-term Care is insurance that helps with medical and non-medical needs for those with a chronic illness or disability. It provides coverage in the event that your client may someday not be able to take care of themselves.
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Home CareHome Care is an excellent solution that gives your clients flexibility to access care in the comfort of their own home, without entering a nursing home or skilled nursing facility.
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Short-term CareShort-term/Recovery Care insurance gives your clients peace of mind in the event of an un-expected illness or accident.
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Ancillary Products
Critical IllnessCritical illness insurance is medical insurance that pays a lump sum benefit upon diagnosis of a critical illness (cancer, heart attach, stroke) or condition.
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Dental, Vision & HearingOriginal Medicare Parts A and B do not cover dental, vision or hearing. Medicare Supplement insurance also does not cover these items, therefore, making DVH insurance a necessity for most clients.
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DisabilityDI is a form of insurance that insures the beneficiary's earned income will be provided should they become disabled.
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