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Beginning in June, Cigna will be overhauling their Underwriting criteria, and previously un-qualified applicants will now be able to obtain coverage. Prior conditions, such as Diabetes, Coronary Artery Disease and COPD will now be considered when the application goes to Underwriting. Height and weight will no longer determine coverage for an applicant. And among other newly accepted health-related conditions are Alzheimer's and Parkinson's Diseases. For a complete listing, please click here.  Don't forget these other important and compelling reasons for writing a Medicare Supplement policy with Cigna:
By Carolyn Portanova
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Cigna's launching a new program that will earn you more commissions based on your prior Medicare Supplement sales. The program targets your existing Medicare Supplement policy holders, and Cigna trained professionals reach out to them on your behalf, to inform them about Cancer and Heart products that could potentially be a good fit for them. You maintain the 'Agent of Record' status and reap the benefits of additional income. For complete details on the program, click here. To sign up for the program, please click here.  Why does this benefit you?
By Carolyn Portanova  Annual Enrollment Period (AEP) is right around the corner, and you know what that means. Your clients who are enrolled in a Medicare Advantage plan now have two options:
· They can enroll in a new Medicare Advantage plan OR · They can return to their original Medicare and purchase a Medicare Supplement plan We are here to assist you by helping you make the best decision for your clients’ needs. Whether they enroll in a new Medicare Advantage plan ore re-enroll with their current carrier (and we have a brand, new carrier here in North Carolina, Gateway Health, that is providing Dual Eligible and Special Needs plans) or their needs are best met with a new Medicare Supplement plan (Mutual of Omaha is a carrier that we hold a top 10 contract with, they have outstanding Plan F and G rates and have been offering Medicare Supplements since 1966), we are here to offer our support. Our Medicare Supplement carriers (Mutual of Omaha, Cigna, Aetna, Medico – to name a few) all have online applications that allow you to enroll your clients quickly, efficiently and anywhere you have access to an internet connection. The majority of these e-Apps are completed and turned around within three days. There is no stamp and a much shorter wait time for approval. Our Senior Solutions Marketing Managers can offer you guidance with which plans are best for your clients' geographic location, depending upon which state your clients reside in. They can help you with quotes using our online rate tool, and give you answers to questions you may have about different carriers and the benefits of the plans that are offered. October 15th is right around the corner. Now is the time to get in touch with our Marketers, get contracted with us if need be, and get your questions answered. AEP (October 15th – December 7th) is a busy time of year, as we all know, and we look forward to making it a very productive time of year for you and your practice. By Carolyn Portanova |
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