Mutual of Omaha’s LTC portfolio is Second-to-None… If you are not already selling Mutual of Omaha’s LTC products this is a “must review” portfolio of products. There is so much to talk about with regards to what Mutual is doing in this market.
You really should attend one of our seminars this April.
I continue to be impressed with their underwriting offers and the time in which they process their applications. Their products are extremely flexible in design, offering you many options to present to your clients.
Most recently, they announced their new Mutual-Cares series. Check out their training website, www.LTCMadeEZ.com, for all the details. This is a fun and very interactive site. Their’s is really a “must see” portfolio.
Which LTC Inflation Option is the Right One?
You won’t find just one inflation protection option to be the “right” one. You need to consider the clients age, the number of year before claims are likely, the daily benefit amount and potential costs of LTC services in the future. Mutual of Omaha offers excellent options for many different types of clients. For example, a client age 50 should consider a Lifetime Compounding option, but a client age 70 should consider at least a Simple Inflation Option or even a Guaranteed Purchase Option. A client age 60 might want to consider Mutual of Omaha’s new 20-Year Compounding option.
Women’s Health Drives Long-Term Care Planning…It’s no secret that long-term care is a woman’s issue. Women tend to live longer and are more likely to need care. The vast majority of caregivers are woman, therefore, making them a primary decision maker when it comes to buying long-term care. Focus your attention on the specific needs and issues that pertain to woman and your sales