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Every year from October 15th until December 7th seniors look to make changes to their Medigap coverage. Many rush into a Medicare Advantage plan as they are affordable and often times they get automatically enrolled by their healthcare provider (with written notice). As an advisor, it’s crucial to inform your clients about the differences between Medicare Supplement plans and Medicare Advantage plans. | The name may have “advantage” in it, but is it truly advantageous? Medicare Supplement plans can be very affordable. They don’t have to cost your clients thousands of dollars a year. Many seniors on fixed incomes look to Medicare Advantage plans because they see the difference in pricing. However, these “advantageous” plans change from year to year. One year your client may be covered and have their physicians and hospital of choice in network, and the following year that can all be taken away from them. Medicare Supplement plans can never be changed or altered. Unless your client lapses on policy payments, they will never have to worry about being covered for their healthcare costs. That one, simple fact provides peace of mind for countless seniors. If given the choice to pay slightly more for a plan that will never knock them out of network, why wouldn’t they choose that option? | Medicare Supplement plans offer freedom of choice to select any doctor…anywhere. We believe that Medicare Supplement plans are truly the best coverage for seniors bridging the gap that traditional Medicare doesn’t cover for certain healthcare costs. The plans are stable and the carriers we offer are all A rated. We welcome your questions and concerns, and can sit down with you and explain in detail the pros and cons of Medicare Supplement vs. Medicare Advantage. Allowing you to then inform your client with carefully considered options. | Your clients may only get this one opportunity to make the best choice. Posted by Carolyn Portanova
8 Comments
8/18/2021 12:42:35 am
Thanks for pointing out that Medicare plans can be very affordable. This is really helpful because my husband and I are planning ahead for our future by saving up every month. We are also hoping to find a reliable agent on Monday who can provide affordable Medicare plans for our entire family.
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8/19/2021 12:38:10 pm
My cousin has been thinking about getting some better insurance because she is getting a lot older, and needs some help. She would really like to get some help from a professional in order to make sure that she gets the right block for her. Thanks for explaining how she will never have to worry about being covered because they can't be changed or altered.
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It's great to know that Medicare supplement plans are very affordable. As you said, you won't have to spend thousands of dollars on it. I guess I should be looking for an agent that I can ask about this if I can really afford it. It would definitely be a big help for me when I get older since I live on my own until now.
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11/9/2021 10:13:29 am
My dad is trying to get his Medicare planned out properly. It makes sense that working with a professional to apply for it would be important! I'll make sure that we find someone who can help us out with this.
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11/11/2021 01:29:09 am
Very interesting and thanks for sharing such a good blog. Your article is so convincing that I never stop myself from saying something about it. You’re doing a great job. Keep it up.
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7/23/2022 01:23:02 am
It got me when you said that the supplement plans can be altered based on your needs, as long as you don't have lapses in your payments. I guess getting a Medicate Advantage plan would be a good idea if I get it with the supplemental ones. It should be able to protect and cover me when I get older, so I will not be a burden to my kids when I reach my senior age in a decade from now.
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5/15/2023 04:39:37 am
Great man! you’re awesome. Thanks for your clear article. Your article is very interesting and informative. It helped me a lot.
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AuthorCarolyn Portanova is the Director of Marketing at The Brokerage Resource and has been with the firm since 2012. Archives
March 2023
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