Traditional retirement strategies may not be enough.

In certain situations your clients may benefit from having an annuity to safeguard their earnings. Traditional retirement strategies may not be enough with life expectancies increasing. And with annuities, your client decides when to begin receiving income. They can help provide stability for your client's portfolio and make their portfolio more tax-efficient by providing guaranteed, predictable income. Among married couples, both age 65, there's currently a 50% chance that one spouse will live to age 92, and a 25% chance that one will live to 97. This means your client's retirement will need to last for 20 to 30 years (or longer).