We believe in working with carriers with brand recognition, who have the best selection of Life and Health Insurance products for your senior clients. We work with carriers who've been in the industry for decades and have a solution for every client. Among our list of highly acclaimed carriers are: Aetna, American National, Cigna, CSO, Humana, Gerber Life, John Hancock, Lumico, Manhattan Life, Medico, Mutual of Omaha, Protective, Prudential, SBLI, TransAmerica and United Healthcare (AARP).
We believe working with top rated carriers benefits you and benefits your clients. Product selection, ease of doing business, standing in the marketplace and longevity in the industry are all factors we consider. We make it our mission to provide the best in product and carrier selection. This ensures you get compensated at the best commission rates, and your clients get the best insurance solutions for their needs. Visit our Carrier Selection page to see our complete listing of products.
We believe working with top rated carriers benefits you and benefits your clients. Product selection, ease of doing business, standing in the marketplace and longevity in the industry are all factors we consider. We make it our mission to provide the best in product and carrier selection. This ensures you get compensated at the best commission rates, and your clients get the best insurance solutions for their needs. Visit our Carrier Selection page to see our complete listing of products.
Medicare SupplementMedicare Supplements, also known as Medigap policies, are offered through private insurance companies. They help cover hospital and medical costs that original Medicare doesn't cover, including copays, coinsurance and deductibles.
Insured individuals pay monthly premiums directly to the insurance company and may choose any doctor or hospital that accepts Medicare. |
Medicare AdvantageMedicare Advantage plans, also known as Part C, are offered by private companies approved by Medicare. These plans cover all the same benefits as original Medicare plus more! They pay a fixed fee for your client's care at doctors and hospitals within the plan's network. Prescription drug coverage is often included in these plans and many offer additional benefits such as Dental, Vision, Hearing, gym memberships and even over-the-counter benefit cards.
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Prescription Drug PlansPrescription Drug Plans also known as Medicare Part D is a voluntary prescription drug benefit for people with Medicare. Part D plans are provided through private insurance companies approved by the federal government. Many Medicare Advantage plans include Part D within their coverage.
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AnnuitiesTraditional retirement strategies may not be enough with life expectancies increasing. With annuities, your client decides when to begin receiving income. Annuities can help provide stability for your client's portfolio and make their portfolio more tax-efficient.
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Long-term CareLong-term Care is insurance that helps with medical and non-medical needs for those with a chronic illness or disability. It provides coverage in the event that your client may someday not be able to take care of themselves.
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Home CareHome Care is an excellent solution that gives your clients flexibility to access care in the comfort of their own home, without entering a nursing home or skilled nursing facility.
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Short-term CareShort-term/Recovery Care insurance gives your clients peace of mind in the event of an un-expected illness or accident.
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Critical IllnessCritical illness insurance is medical insurance that pays a lump sum benefit upon diagnosis of a critical illness (cancer, heart attach, stroke) or condition.
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Dental, Vision & HearingOriginal Medicare Parts A and B do not cover dental, vision or hearing. Medicare Supplement insurance also does not cover these items, therefore, making DVH insurance a necessity for most clients.
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DisabilityDI is a form of insurance that insures the beneficiary's earned income will be provided should they become disabled.
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