One in four Americans will suffer a disabling injury in their lifetime.

​Speaking to your clients about DI (Disability Income/Disability Insurance) is a conversation worth having. DI is a form of insurance that insures the beneficiary's earned income will be provided should they become disabled. Nearly 18.5% of Americans currently live with a disability. One out of every four Americans will suffer a disabling injury before retirement. Statistics like these are hard to ignore, and thus opening up the conversation about DI is one worth making. ​During the DI underwriting process, good communication with your client and your underwriter is the key to success. ​

How much Disability Insurance? >