CMS Closely Monitoring Agents Marketing Medicare Advantage & Prescription Drug Plans During AEP

CMS released a memo last week regarding the marketing practices of TPMOs (Third Party Marketing Organizations - which includes independent insurance agents.) during the Annual Enrollment Period. They are quite concerned because they have reviewed thousands of complaints and numerous recorded phone calls and have identified issues with regard to the information that is being provided to consumers.

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2023 Medicare Premiums Announced

Most beneficiaries don't pay Part A premiums because they (or their spouse) worked for at least 10 years and paid Medicare taxes. However, people who do buy Part A will pay a premium of either $278 or $506 each month in 2023 depending on how long they or their spouse worked and paid Medicare taxes. The Part A deductible will be $1600.

The standard monthly Part B premium for 2023 has decreased and will be $164.90, which is what most Medicare beneficiaries will pay. For higher earners, that amount will be more depending on their income level. The Part B deductible has also decreased from 2022 and will be $226.

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